How do I convert my hourly rate to annual pay?

Multiply your hourly rate by the number of hours you work each week, then multiply by 52 weeks. For a standard full-time role based on 38 hours per week, the formula is: hourly rate × 38 × 52 = annual gross pay. This assumes the same rate every week with no unpaid overtime, penalty rates, or allowances.

What is casual loading and how does it affect my pay?

Casual loading is an additional 25% paid on top of the base hourly rate to compensate for entitlements like paid leave. The National Minimum Wage for casual employees from 1 July 2026 is $33.05 per hour, which is the base rate of $26.44 plus 25% loading. When using the calculator, enter your base rate and select the casual loading checkbox; do not enter a rate that already includes loading.

What are the benefits of salary sacrifice?

Salary sacrifice allows you to forego part of your pre-tax salary in exchange for benefits such as additional superannuation contributions, a car, or electronic devices. The main benefit is reducing your taxable income, which can lower the tax you pay. For example, sacrificing into super means contributions are taxed at 15% instead of your marginal rate, and you may also be eligible for the government co-contribution. Always check your employer's policy and the ATO rules, as some benefits have caps and fringe benefits tax may apply.

How to Convert Your Hourly Rate to Annual Pay and Explore the Benefits of Salary Sacrifice

For a 38-hour week over 52 weeks, your annual gross pay is your hourly rate multiplied by 1,976 hours.

How to Convert Your Hourly Rate to Annual Pay

Understanding your annual pay from an hourly rate is straightforward when you know the formula: hourly rate × hours per week × 52 weeks. For most full-time employees, the standard week is 38 hours, as set by the Fair Work Commission. This gives an annual gross figure of hourly rate × 1,976 hours. If you work different hours, adjust the weekly figure accordingly.

The 38-Hour Week and the Fortnight

A 38-hour week is the typical full-time benchmark under many awards and agreements. When you know your weekly pay (hourly rate × 38), you can easily calculate your fortnightly pay by multiplying by two. For example, if your hourly rate is $30, your weekly pay is $1,140 and your fortnightly pay is $2,280. This is useful for budgeting and understanding your regular pay cycle.

National Minimum Wage and Award Rates

The National Minimum Wage from 1 July 2026 is $26.44 per hour, or $1,004.90 per week for 38 hours. This is the minimum for employees not covered by an award or registered agreement. Many industries have award rates that are higher, and these are set by the Fair Work Commission. Always check your specific award or enterprise agreement for the correct rate. The minimum wage page provides more detail.

Casual Loading

Casual employees receive a 25% loading on top of their base hourly rate to compensate for not receiving paid leave entitlements. The casual minimum wage is therefore $33.05 per hour ($26.44 + 25%). When using the timesheet on this site, enter your base hourly rate and tick the casual loading checkbox – do not enter a rate that already includes loading. The calculator will apply the 25% on top. For more, see casual loading.

Superannuation Guarantee

Superannuation is paid on top of your ordinary earnings. From 1 July 2026, the super guarantee rate is 12% of your ordinary time earnings, up to the maximum contribution base of $270,830 per year. This means if your annual gross pay is $80,000, your employer must contribute an additional $9,600 into your super fund. Super is not deducted from your pay; it is an extra cost to your employer. Learn more about super and packaging.

Tax and Medicare Levy

For the 2026–27 financial year, the resident tax rates are:

Nil on the first $18,200
15% on income from $18,201 to $45,000
30% on income from $45,001 to $135,000
37% on income from $135,001 to $190,000
45% on income above $190,000

Most residents also pay a Medicare levy of 2% of taxable income. The tax-free threshold means you pay no tax on the first $18,200. The Australian Taxation Office (ATO) administers these rates. Note that this estimate uses the 2025–26 single reduction thresholds for Medicare because the 2026–27 thresholds were not confirmed here.

The Benefits of Salary Sacrifice

One effective way to reduce your taxable income is through salary sacrifice arrangements. By directing part of your pre-tax salary towards benefits like additional super contributions, a car lease, or electronic devices, you lower your assessable income. The benefits of salary sacrifice include paying less income tax and potentially accessing items at a lower cost. For super, contributions are taxed at only 15% (instead of your marginal rate), and you may also qualify for the government co-contribution if you earn below a certain threshold. However, there are caps and rules – for example, the concessional contributions cap for super is $30,000 per year (2026–27). Always consult the ATO or a financial adviser before entering into a salary sacrifice agreement.

Using the Timesheet

The timesheet on this site lets you enter your base hourly rate and choose whether to add casual loading. It then calculates your weekly, fortnightly, and annual gross pay, as well as estimated tax, Medicare, and super. The result is an estimate based on the assumptions below.

Important Assumptions and Disclaimer

Annual pay here is hourly rate × hours per week × 52. It assumes the same rate every week, no unpaid overtime, no penalty rates, no allowances, and no salary sacrifice. Super is estimated at 12% of ordinary earnings only, paid on top, and stops at the $270,830 maximum contribution base. Tax is the 2026–27 resident scale with the full tax-free threshold. Medicare uses the 2025–26 single reduction thresholds because the 2026–27 reduction thresholds were not confirmed here. HELP, the Medicare levy surcharge, and salary packaging are not deducted. This is an estimate, not a determination of your pay or tax.

For more detailed pay guides and reference tables, visit the pay guides and reference tables pages. You can also learn about take-home pay, average pay, and hourly conversion.