TopicsSuper and packaging

Super and packaging

Super paid on top, salary sacrifice, and salary packaging.

Run a rate through the timesheet · Check the reference tables

  1. smart salarySmart Salary: Convert Hourly to Annual Pay in AustraliaAnnual pay is calculated as hourly rate × 38 hours per week × 52 weeks, giving a gross figure before tax and super.
  2. salary sacrificeSalary Sacrifice and Your Hourly to Annual Pay: Casual Loading and Super ExplainedAnnual pay is your hourly rate multiplied by 38 hours per week and 52 weeks, with super paid on top.
  3. smart salary loginSmart Salary Login: How to Convert Your Hourly Rate to Annual Pay with Tax and SuperFor a 38-hour week, annual gross pay is hourly rate × 38 × 52, with super paid on top.
  4. salary packagingSalary Packaging and Hourly to Annual Pay: Understanding Your Earnings Across StatesYour annual gross pay is your hourly rate multiplied by 1,976 hours (38 hours × 52 weeks), assuming consistent weekly hours.
  5. smart salary packagingSmart Salary Packaging: Converting Hourly Rates to Annual Pay Under the National Minimum Wage and AwardsFor a full-time employee working 38 hours per week, annual gross pay is hourly rate × 38 × 52, with superannuation paid on top.
  6. salary sacrifice superConvert Hourly to Annual Pay with Casual Loading and Salary Sacrifice SuperFor a 38-hour week, annual gross pay is hourly rate × 38 × 52, with super paid on top and casual loading added where applicable.
  7. salary sacrifice carHow to Convert Your Hourly Rate to Annual Pay, Including Salary Sacrifice Car OptionsBased on a 38-hour week, annual gross is hourly rate × 38 × 52, with super paid on top.
  8. salary packaging australiaSalary Packaging Australia: Convert Your Hourly Rate to Annual Pay with Tax and SuperUsing the standard 38-hour week and 52 weeks, your annual gross pay is your hourly rate multiplied by 1,976 hours.
  9. salary sacrifice calculatorSalary Sacrifice Calculator: Convert Hourly to Annual Pay with Casual Loading and SuperBased on a 38-hour week, your annual gross pay is your hourly rate multiplied by 38 hours per week and 52 weeks per year.
  10. smart salary contactYour Smart Salary Contact: Converting Hourly Pay to Annual, Fortnightly, and After-Tax FiguresFor a 38-hour week, annual gross pay is hourly rate × 38 × 52; the National Minimum Wage from 1 July 2026 is $26.44 per hour ($1004.90 per week) and $33.05 per hour for casuals including 25% loading.
  11. what is salary sacrificeWhat Is Salary Sacrifice? A Guide to Hourly to Annual Pay in AustraliaFor a full-time employee working 38 hours per week, your annual salary is your hourly rate multiplied by 1,976 hours (38 × 52).
  12. smart salary novated leaseSmart Salary Novated Lease: How to Calculate Your Annual Pay from Hourly RateFor a full-time employee working 38 hours per week, annual gross pay is hourly rate × 38 × 52. The National Minimum Wage from 1 July 2026 is $26.44 per hour, giving $52,254.80 per year before tax and super.
  13. how does salary sacrifice workHow Does Salary Sacrifice Work? Convert Your Hourly Rate to Annual Pay in AustraliaBased on a 38-hour week and 52-week year, your annual gross pay is your hourly rate multiplied by 1,976 hours, with super paid on top.
  14. salary packaging calculatorSalary Packaging Calculator: Convert Your Hourly Rate to Annual SalaryThis calculator converts an hourly rate to annual pay assuming a 38-hour week, then estimates tax, Medicare, and super contributions.
  15. what is salary packagingWhat Is Salary Packaging? How to Convert Your Hourly Rate to Annual Pay in AustraliaFor a 38-hour week, multiply your hourly rate by 38 then by 52 to get your annual gross pay.
  16. nfp salary packagingHourly to Annual Pay Calculator: Casual Loading, Super, and NFP Salary Packaging ExplainedFor a 38-hour week, annual gross is hourly rate × 38 × 52; casual loading adds 25% and super is 12% on top.
  17. salary sacrifice super calculatorSalary Sacrifice Super Calculator: Convert Your Hourly Rate to Annual Pay Under the National Minimum Wage and AwardsFor a 38‑hour week, the National Minimum Wage is $26.44 per hour, giving $52,253 annual gross before tax and super.
  18. salary sacrifice mortgageFrom Hourly to Annual: Tax, Super, and Salary Sacrifice Mortgage ExplainedAnnual pay is calculated as hourly rate × hours per week × 52, assuming a standard 38-hour week for full-time employees.
  19. salary packaging plusHourly to Annual Pay: Salary Packaging Plus for a 38-Hour Week, Fortnight, and 52-Week YearBased on a 38-hour week and 52-week year, the National Minimum Wage of $26.44 per hour gives an annual gross of $52,260.72, or $1,004.90 per week.
  20. super salary sacrificeHourly to Annual Pay: National Minimum Wage, Award Rates, and Super Salary Sacrifice ExplainedBased on a 38-hour week, the National Minimum Wage of $26.44 per hour gives an annual gross of about $52,269 before tax and super.
  21. salary sacrifice superannuationHow to Convert Your Hourly Rate to Annual Pay with Casual Loading and Salary Sacrifice SuperannuationFor a 38-hour week, your annual gross pay is your hourly rate multiplied by 38 hours per week and 52 weeks, with super paid on top.
  22. advantage salary packagingHow to Convert Your Hourly Rate to Annual Pay and Advantage Salary PackagingFor a 38-hour week, your annual gross pay is your hourly rate multiplied by 38, then by 52.
  23. salary packaging nsw healthHourly to Annual Pay Calculator: Salary Packaging NSW Health and Tax GuideAnnual pay is your hourly rate multiplied by 38 hours per week and 52 weeks, assuming a standard full-time week with no overtime or penalties.
  24. salary packageConvert Your Hourly Rate to a Salary Package: A Complete GuideBased on a 38-hour week, your annual salary package is your hourly rate multiplied by 1,976 hours (38 × 52).
  25. super salary sacrifice calculatorHourly to Annual Pay: Use a Super Salary Sacrifice Calculator to Compare State EarningsBased on a 38-hour week, your annual gross pay is your hourly rate multiplied by 1,976 hours (38 × 52).
  26. salary sacrifice carsHourly to Annual Pay: Salary Sacrifice Cars and Your Take-Home PayThis guide converts an hourly rate to annual, fortnightly, and weekly pay based on a 38-hour week, with tax and super estimates.
  27. salary sacrifice australiaConvert Hourly Rate to Annual Salary with Salary Sacrifice AustraliaAssuming a 38-hour week, annual gross pay is hourly rate × 38 × 52, with super paid on top.
  28. superannuation salary sacrificeHow to Convert Hourly to Annual Pay: Superannuation Salary Sacrifice and the 38-Hour WeekFor a 38-hour week, annual gross pay is hourly rate × 38 × 52; for example, the National Minimum Wage of $26.44/hour gives $52,249.44 per year before tax and super.
  29. smart salary sacrificeSmart Salary Sacrifice: Turn Your Hourly Rate into Annual, Fortnightly, and Tax-Smart PayFor a 38-hour week, annual gross pay is your hourly rate × 38 × 52, with super paid on top and tax calculated on the 2026–27 resident scale.
  30. salary sacrifice car loanHow to Convert Your Hourly Rate to Annual Pay: Including Salary Sacrifice Car Loan OptionsAnnual pay is estimated as hourly rate × 38 hours × 52 weeks, with super paid on top and tax deducted according to 2026–27 rates.
  31. not for profit salary packagingNot for Profit Salary Packaging: Convert Your Hourly Rate to Annual Pay (2026–27)Based on a 38-hour week and 52 weeks per year, your annual gross pay is your hourly rate multiplied by 1976 hours.
  32. salary packaging carHourly to Annual Pay Calculator: Including Salary Packaging Car OptionsFor a full-time employee working 38 hours per week, annual gross pay is your hourly rate multiplied by 1,976 hours (38 × 52).
  33. when is salary sacrifice not worth itWhen Is Salary Sacrifice Not Worth It? A Guide to Converting Hourly to Annual Pay in AustraliaFor a 38-hour week, your annual gross pay is your hourly rate multiplied by 38 and then by 52 weeks.
  34. ato salary sacrifice calculatorUsing the ATO Salary Sacrifice Calculator with the National Minimum Wage and Award RatesFor a 38-hour week, the National Minimum Wage of $26.44 per hour gives an annual gross of about $52,261 before tax and super.
  35. smart salary log inSmart Salary Log In: Convert Your Hourly Rate to Annual Pay with a 38-Hour WeekFor a full-time employee working 38 hours per week, annual gross pay is hourly rate × 38 × 52, with super paid on top.
  36. salary sacrifice calculator australiaHourly to Annual Salary Guide: Including Salary Sacrifice Calculator AustraliaThis calculator assumes a 38-hour week and multiplies your hourly rate by 52 weeks to get annual gross pay.
  37. how to salary sacrifice superHow to Salary Sacrifice Super and Convert Your Hourly Wage to Annual SalaryAssuming a 38-hour week and 52-week year, your annual gross pay is your hourly rate multiplied by 1,976 hours.
  38. does base salary include superDoes Base Salary Include Super? Understanding Your Hourly Rate and Annual PayFor a full-time employee working 38 hours per week, your annual gross pay is your hourly rate multiplied by 38 hours per week times 52 weeks. Super is paid on top of your base salary, not included in it.
  39. how much can i salary sacrifice into superHow Much Can I Salary Sacrifice Into Super? Hourly to Annual GuideThis guide converts an hourly rate to annual gross pay assuming 38 hours per week, 52 weeks, and includes casual loading and super paid on top.
  40. smart salary contact numberHourly to Annual Pay: Using the Smart Salary Contact Number for 38-Hour WeeksFor a 38-hour week, annual gross pay is hourly rate × 38 × 52, with super paid on top at 12% up to the $270,830 contribution base.