What is the NSW minimum wage in 2026-27?

The National Minimum Wage applies in NSW. From 1 July 2026 it is $26.44 per hour, or $1,004.90 per week for 38 hours. Casual employees receive at least $33.05 per hour including the 25% casual loading. Award rates may be higher.

How do I calculate my annual salary from an hourly rate?

Multiply your hourly rate by the number of hours you work each week, then multiply by 52. For a standard full-time week of 38 hours: annual gross = hourly rate × 38 × 52. For example, $30/hr × 38 × 52 = $59,280.

Does the calculator include casual loading?

Yes. On the timesheet page, you can check a box to add 25% casual loading on top of the base hourly rate you enter. Do not enter a rate that already includes loading – the calculator adds it for you.

NSW Minimum Wage 2026-27: Convert Hourly to Annual Pay Easily

At the National Minimum Wage of $26.44 per hour for a 38-hour week, annual gross pay is $52,265.44 before tax and super.

Understanding the NSW Minimum Wage and Annual Pay

If you earn an hourly wage or have a salary offer, converting between hourly and annual figures helps you compare jobs and plan your budget. This guide focuses on the NSW minimum wage – which is the National Minimum Wage as it applies in New South Wales – and shows how to calculate your gross annual, fortnightly and weekly pay. We also explain tax, the Medicare levy, and superannuation.

How to Convert Hourly to Annual Pay

The standard formula is:

Annual gross pay = hourly rate × hours per week × 52 weeks

Most full-time roles in Australia are based on a 38-hour week. When you use our hourly conversion tool, we assume 38 hours unless you change it. For example:

At the NSW minimum wage of $26.44 per hour: $26.44 × 38 × 52 = $52,265.44 per year
At $30 per hour: $30 × 38 × 52 = $59,280 per year

To find your fortnightly pay, multiply your weekly pay by two. Weekly pay is hourly rate × hours per week. For $26.44/hr and 38 hours: $1,004.90 per week, or $2,009.80 per fortnight.

National Minimum Wage vs Award Rates

The NSW minimum wage is the National Minimum Wage set by the Fair Work Commission. From 1 July 2026 it is $26.44 per hour for permanent employees. However, many industries have award rates that are higher. Awards are legal documents that set minimum pay and conditions for specific jobs. Always check your award if you have one – your employer must pay at least the award rate.

Casual employees receive a 25% loading on top of the base rate. For the National Minimum Wage, that’s $33.05 per hour. The loading compensates for not receiving paid leave. Our casual loading page explains more.

Superannuation is paid on top of your gross pay. The super guarantee is 12% of your ordinary earnings, up to the maximum contribution base of $270,830 per year (2026-27). For a full-time worker on the NSW minimum wage, that’s an extra $6,271.85 in super each year.

Tax and Take-Home Pay

Your employer deducts tax from each pay using the 2026-27 resident tax rates:

Nil tax on the first $18,200
15% on income from $18,201 to $45,000
30% on income from $45,001 to $135,000
37% on income from $135,001 to $190,000
45% on income above $190,000

Plus a 2% Medicare levy (based on 2025-26 thresholds). For a single person earning the NSW minimum wage of $52,265, the estimated tax is about $6,945 and Medicare $1,045, leaving take-home pay around $44,275 per year or $851 per week. Use our take-home pay calculator for a precise estimate.

NSW Context: Average Earnings

The Australian Bureau of Statistics reports average weekly earnings for full-time adult ordinary time in NSW as $2,108.80 (May 2026). That’s an average, not a median or the NSW minimum wage. Many workers earn more or less depending on their industry, experience and role. For job-specific pay, refer to your award or check job pay resources.

Using Our Timesheet Calculator

On the timesheet, you enter your base hourly rate. A checkbox lets you add 25% casual loading – do not enter a rate that already includes loading. The calculator shows your weekly, fortnightly and annual gross pay, plus estimated tax and super. It’s a quick way to see the full picture.

Important Notes

This estimate assumes you work the same hours every week with no unpaid overtime, penalty rates, allowances or salary sacrifice. Super is 12% of ordinary earnings only, capped at the maximum contribution base. Tax uses the 2026-27 resident scale with the full tax-free threshold. Medicare uses the 2025-26 single reduction thresholds because the 2026-27 thresholds were not confirmed. HELP repayments, the Medicare levy surcharge and salary packaging are not deducted. Always consult a tax professional for your personal situation.

For more details, see our minimum wage page or the reference tables with current rates.