How do I convert my hourly rate to an annual salary?

Multiply your hourly rate by the number of hours you work each week, then by 52 weeks. For a standard full-time week of 38 hours, the formula is: hourly rate × 38 × 52. This gives your gross annual pay before tax and other deductions. If you work different hours, adjust the weekly figure accordingly.

What tax and Medicare will I pay on my annual salary?

For the 2026–27 income year, the resident tax rates are: nil on the first $18,200, 15% on income from $18,201 to $45,000, 30% on $45,001 to $135,000, 37% on $135,001 to $190,000, and 45% above $190,000. Most residents also pay a 2% Medicare levy. The estimate on this site uses the 2025–26 Medicare reduction thresholds because the 2026–27 thresholds were not confirmed at the time of calculation.

How does superannuation affect my total pay?

Your employer must pay superannuation guarantee contributions of 12% on your ordinary earnings, on top of your salary. For example, if your annual gross is $80,000, your employer pays an extra $9,600 into your super fund, up to the maximum contribution base of $270,830. This super is not deducted from your take-home pay; it is an additional benefit. Salary packaging providers Australia can help you structure your pay to include pre-tax super contributions.

Hourly to Annual Pay: Salary Packaging Providers Australia and Your Take-Home Estimate

For a full-time employee working 38 hours per week, annual gross pay is your hourly rate multiplied by 38 hours then by 52 weeks.

Understanding Your Hourly to Annual Conversion

When you have an hourly rate or a salary offer, knowing your annual, fortnightly and weekly pay helps you budget and compare jobs. The standard formula used on this site is:

Annual gross pay = hourly rate × hours per week × 52 weeks

We assume a 38-hour week, which is the full-time ordinary hours under the Fair Work Act. If you work fewer or more hours, adjust the weekly figure. For example, a part-time worker on 20 hours a week would use 20 instead of 38.

Why 52 Weeks?

A year has 52 weeks. Multiplying by 52 gives a consistent annual figure, even though some months have slightly different numbers of pay periods. For fortnightly pay, simply double your weekly pay: fortnightly pay = weekly pay × 2.

National Minimum Wage and Award Rates

From 1 July 2026, the National Minimum Wage is $26.44 per hour, or $1,004.90 per week for 38 hours. This is set by the Fair Work Commission. Many employees are covered by awards that set higher minimum rates for their industry or role. The rates on this site are not job-specific medians; they are general averages or statutory minimums. For your exact award rate, check the Fair Work Ombudsman's pay guides.

Casual employees receive a 25% loading on top of the base rate. The casual minimum wage is $33.05 per hour. When using the timesheet calculator, tick the casual loading checkbox to add 25% to your base rate. Do not enter a rate that already includes casual loading.

Tax and Medicare on Your Annual Pay

Once you have your annual gross figure, you can estimate your take-home pay using the 2026–27 resident tax rates:

$0 – $18,200: nil
$18,201 – $45,000: 15%
$45,001 – $135,000: 30%
$135,001 – $190,000: 37%
Over $190,000: 45%

Most residents also pay a 2% Medicare levy. The Australian Taxation Office applies the levy to your taxable income. The estimate on this site uses the 2025–26 single reduction thresholds because the 2026–27 thresholds were not confirmed here. If you have a spouse or dependants, your Medicare levy may be reduced.

Superannuation Guarantee

Your employer must pay super guarantee contributions of 12% on your ordinary earnings, on top of your salary. This is not deducted from your pay; it is an additional contribution to your super fund. The maximum earnings subject to the super guarantee is $270,830 per year. For example, if your annual gross is $100,000, your employer pays an extra $12,000 into super. This is separate from your take-home pay.

Salary Packaging Providers Australia

Salary packaging (also called salary sacrifice) lets you pay for certain items, such as a car or additional super, from your pre-tax income, reducing your taxable income. This can increase your take-home pay. Many salary packaging providers Australia offer services to help you set up and manage these arrangements. Common items include novated leases, laptops, and super contributions. The estimate on this site does not include salary packaging; it is a simple gross-to-net calculation. To see how packaging affects your pay, consult a provider or use the take-home pay guide.

Average Weekly Earnings for Context

The Australian Bureau of Statistics reports Average Weekly Earnings for full-time adult ordinary time as $2,083.70 per week (May 2026). For all employees (including part-time), the average is $1,579.20 per week. These are averages, not medians for any specific job. Your pay may differ based on your industry, experience, and location.

Using the Timesheet Calculator

The timesheet on this site lets you enter your base hourly rate. A checkbox adds 25% casual loading on top. The calculator then shows your weekly, fortnightly, monthly and annual pay, along with estimated tax, Medicare and super. It assumes the same rate every week, no unpaid overtime, no penalty rates, no allowances, and no salary sacrifice. Super is estimated at 12% of ordinary earnings only, paid on top, and stops at the $270,830 maximum contribution base. Tax uses the 2026–27 resident scale with the full tax-free threshold. Medicare uses the 2025–26 single reduction thresholds. HELP, the Medicare levy surcharge, and salary packaging are not deducted.

Other Resources

For more details on award rates, see the pay guides. For reference tables of minimum wages and averages, visit the reference tables. Learn about casual loading and how it affects your rate. If you want to compare your pay to industry benchmarks, check the job pay page. And remember, the about the timesheet page explains the assumptions behind every calculation.

Final Note

This estimate is a guide, not a determination of your actual pay or tax liability. Always consult a qualified tax professional or use official ATO resources for your specific situation. Salary packaging providers Australia can offer tailored advice on reducing your taxable income through pre-tax benefits.