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Annual Pay Calculator: Hourly to Annual with Salary Sacrifice Contributions

For a full-time 38-hour week, annual gross pay is hourly rate × 38 × 52, with super paid on top at 12%.

Understanding Your Pay: From Hourly to Annual

Whether you're negotiating a salary, comparing job offers, or planning your budget, converting your hourly rate to annual pay is a fundamental step. The standard formula is simple: multiply your hourly rate by the number of hours you work each week, then multiply by 52 weeks. For a full-time employee working 38 hours per week (the standard ordinary hours under the Fair Work Act), the calculation is:

Annual gross pay = hourly rate × 38 × 52

This gives you your gross annual earnings before tax, super, and any salary sacrifice contributions. If you work different hours, adjust the weekly figure accordingly. For example, a part-time worker on 20 hours per week would use 20 instead of 38.

The National Minimum Wage and Award Rates

From 1 July 2026, the National Minimum Wage set by the Fair Work Commission is $26.44 per hour for a full-time adult employee. This equates to $1,004.90 per week for 38 hours. Casual employees receive a 25% loading on top, making the casual minimum rate $33.05 per hour. However, many employees are covered by an award or enterprise agreement that sets a higher minimum rate. Always check your applicable award or agreement, as the National Minimum Wage is a floor, not a target. For more details, see our minimum wage page.

Average Weekly Earnings: A Broader Picture

The Australian Bureau of Statistics (ABS) publishes Average Weekly Earnings (AWE) data. As of May 2026, full-time adult ordinary time earnings averaged $2,083.70 per week, while all employees (including part-time) averaged $1,579.20 per week. These are averages across all industries and occupations, not medians for a specific job. They provide a useful benchmark but should not be mistaken for a typical salary in your field. For industry-specific averages, refer to the average pay reference tables.

Fortnightly and Weekly Pay

Many employers pay fortnightly. To find your fortnightly gross pay, simply double your weekly pay. For a full-time worker on the minimum wage, that is $1,004.90 × 2 = $2,009.80 per fortnight. If you are paid weekly, your weekly gross is your hourly rate multiplied by your weekly hours. Using the timesheet on our site, you can enter your base hourly rate and optionally add casual loading (25%) to see your weekly, fortnightly, and annual figures.

Tax and Medicare Levy

Your gross annual pay is not what you take home. The Australian Taxation Office (ATO) applies a progressive tax scale for residents in 2026–27:

  • Nil tax on income up to $18,200
  • 15% on income from $18,201 to $45,000
  • 30% on income from $45,001 to $135,000
  • 37% on income from $135,001 to $190,000
  • 45% on income above $190,000

In addition, most residents pay a Medicare levy of 2% of taxable income. The tax-free threshold and Medicare levy reduction thresholds are based on 2025–26 figures as 2026–27 reductions were not confirmed at the time of preparation. This estimate does not include the Medicare levy surcharge, HELP repayments, or any salary packaging arrangements.

Superannuation Guarantee

Employers must pay superannuation guarantee contributions on top of your ordinary earnings. From 1 July 2026, the super guarantee rate is 12% of your ordinary time earnings, up to a maximum contribution base of $270,830 per year. Super is paid in addition to your salary, not deducted from it. For example, if your annual gross salary is $60,000, your employer contributes an extra $7,200 to your super fund. This is separate from any salary sacrifice contributions you may choose to make.

Salary Sacrifice Contributions

Salary sacrifice contributions allow you to forgo part of your pre-tax salary in exchange for benefits such as additional super contributions, a car, or other approved items. These contributions reduce your taxable income but do not reduce the super guarantee your employer must pay (which is calculated on your ordinary earnings before sacrifice). The ATO caps concessional contributions (including employer super and salary sacrifice) at $27,500 per year for 2026–27. Any excess may be taxed at a higher rate. When using our calculator, note that it does not account for salary sacrifice contributions; you should adjust your taxable income manually if you have such arrangements. For more information, see our super and packaging page.

Using the Timesheet Calculator

Our timesheet is designed to help you convert your base hourly rate into annual, fortnightly, and weekly figures. Simply enter your base hourly rate (the rate before any casual loading). If you are a casual employee, check the box to add 25% casual loading on top. Do not enter a rate that already includes casual loading. The calculator then applies the standard 38-hour week and 52-week year to show your gross pay. It also estimates tax and super based on the 2026–27 rates, but remember: it assumes the same rate every week, no unpaid overtime, no penalty rates, no allowances, and no salary sacrifice. Use it as a guide, not a definitive pay slip.

Important Disclaimer

Annual pay shown here is hourly rate × hours per week × 52. It assumes the same rate every week, no unpaid overtime, no penalty rates, no allowances, and no salary sacrifice. Super is estimated at 12% of ordinary earnings only, paid on top, and stops at the $270,830 maximum contribution base. Tax is the 2026–27 resident scale with the full tax-free threshold. Medicare uses the 2025–26 single reduction thresholds because the 2026–27 reduction thresholds were not confirmed here. HELP, the Medicare levy surcharge, and salary packaging are not deducted. This is an estimate, not a determination of your pay or tax. For personalised advice, consult a qualified professional or the Fair Work Ombudsman.

Open the same rate on the home timesheet. Read the reference tables before treating a figure as your pay.

Try the rate on a timesheet

Adjust the timesheet

Year, gross$52,245.4452 weeks at this rate

Starts at the adult National Minimum Wage. Change the rate if the job pays more.

Level with the adult National Minimum Wage.

Mon$200.947.6 h
Tue$200.947.6 h
Wed$200.947.6 h
Thu$200.947.6 h
Fri$200.947.6 h
One fortnight$2,009.44 gross
  • Take-home
  • Tax
  • Medicare
Super 12%, paid on top$6,269.45 a year
Week
$1,004.72
Fortnight
$2,009.44
Take-home a year
$45,006.90
Tax + Medicare
$7,238.54

$52,245.44 gross a year, $2,009.44 a fortnight.

  • 16 h$21,998
  • 20 h$27,498
  • 24 h$32,997
  • 30 h$41,246
  • 38 h$52,245
  • 40 h$54,995

Resident tax for 2026–27 with the tax-free threshold. Medicare uses the 2025–26 single reduction thresholds. No HELP, no salary sacrifice, no Medicare levy surcharge. Super is 12% of ordinary earnings only, capped at the maximum contribution base.

Questions people ask next

How do I calculate my annual pay from my hourly rate?

Multiply your hourly rate by the number of hours you work each week, then multiply by 52 weeks. For a standard full-time role of 38 hours per week, the formula is hourly rate × 38 × 52. This gives your gross annual pay before tax, super, and any salary sacrifice contributions.

What is the difference between the National Minimum Wage and award rates?

The National Minimum Wage is the legal minimum for all employees not covered by an award or agreement. As of 1 July 2026, it is $26.44 per hour ($1,004.90 per week for 38 hours). Award rates are set by the Fair Work Commission for specific industries and occupations and are often higher. Casual employees also receive a 25% loading on top of their base rate.

How do salary sacrifice contributions affect my pay and super?

Salary sacrifice contributions are amounts you agree to forgo from your pre-tax salary in exchange for benefits like additional super contributions. They reduce your taxable income but do not reduce your super guarantee entitlement, which is calculated on your ordinary earnings (the amount before salary sacrifice). The Australian Taxation Office caps concessional contributions, including salary sacrifice, at $27,500 per year (2026-27).

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