TimesheetGuidesSuper and packaging
Hourly to Annual Pay: Casual Loading, Super, and Salary Sacrifice Laptop Options
For a 38-hour week, annual gross pay is your hourly rate multiplied by 38 hours per week times 52 weeks.
Hourly to Annual Conversion: The Basics
Converting your hourly rate to an annual salary is straightforward: multiply your hourly rate by the number of hours you work each week, then by 52 weeks. For a full-time employee working 38 hours per week, the formula is:
Annual gross = hourly rate × 38 hours × 52 weeks
This gives you a before-tax figure. For example, if your hourly rate is $30.00, your annual gross pay is $30 × 38 × 52 = $59,280. From there you can work out fortnightly pay (weekly pay × 2) or monthly estimates.
Our the timesheet calculator does this automatically. Just enter your base hourly rate, and it shows annual, fortnightly, and weekly amounts. It also estimates tax and super.
Important Assumptions
This calculation assumes you work the same number of hours every week with no unpaid overtime, penalty rates, or allowances. It also assumes no salary sacrifice arrangements – more on that later. The calculator uses the 38-hour week as the standard full-time week under the Fair Work system.
Casual Loading and Your Pay
If you are a casual employee, you are entitled to a casual loading – typically 25% on top of the base hourly rate. This loading compensates for not receiving paid sick leave or annual leave. The Fair Work Commission sets the National Minimum Wage, which from 1 July 2026 is $26.44 per hour for permanent employees. With casual loading, that becomes $33.05 per hour.
Important: When using our calculator, enter your base hourly rate before casual loading. Then tick the checkbox to add 25% loading. Do not enter a rate that already includes the loading.
Award rates often differ from the minimum wage. Many awards specify higher minimum rates for particular industries or roles. For award-specific pay, refer to the pay guides on the Fair Work Ombudsman website. Our calculator gives a general estimate, not a determination of your exact award entitlement.
Superannuation: Paid on Top
Superannuation is an additional payment your employer must make into your super fund. The Super Guarantee rate is 12% of your ordinary time earnings, paid on top of your salary. It is not deducted from your hourly rate.
For example, if your annual gross pay is $59,280, your employer contributes an extra $7,113.60 in super (12% of $59,280), up to the maximum contribution base of $270,830. Our calculator estimates super at 12% and stops at that cap. For more on super and salary packaging, see super and packaging.
Tax and Take-Home Pay
Your take-home pay is what remains after tax and the Medicare levy. The Australian Taxation Office uses a progressive tax scale for residents in 2026–27:
- Nil tax on income up to $18,200
- 15% on income from $18,201 to $45,000
- 30% on income from $45,001 to $135,000
- 37% on income from $135,001 to $190,000
- 45% on income above $190,000
Plus a Medicare levy of 2% (generally). Our calculator uses the 2025–26 single reduction thresholds for Medicare because the 2026–27 thresholds were not confirmed in this estimate. It does not deduct HELP repayments, the Medicare levy surcharge, or salary packaging.
To see your estimated take-home pay, use the take-home pay page.
Salary Sacrifice Laptop: A Smart Option
A salary sacrifice laptop is a common way to reduce your taxable income. Under a salary sacrifice arrangement, you agree to forgo part of your pre-tax salary in exchange for a benefit – in this case, a laptop for work or personal use. The cost of the laptop is deducted from your gross pay before tax is calculated, lowering your tax bill.
For example, if you earn $80,000 per year and salary sacrifice a $2,000 laptop, your taxable income becomes $78,000. You pay less tax, and the laptop is effectively purchased with pre-tax dollars. However, our calculator does not include any salary sacrifice arrangements. It shows an estimate based on your full hourly rate without packaging.
If you are considering a salary sacrifice laptop, check with your employer whether they offer a salary packaging program. The Australian Taxation Office has rules about what can be packaged and how Fringe Benefits Tax applies. For more information, see super and packaging.
Using the Timesheet Calculator
Our the timesheet calculator is designed for Australian workers. Enter your base hourly rate, select whether you are casual (to add 25% loading), and choose your hours per week (default 38). The calculator instantly shows:
- Annual gross pay
- Fortnightly pay (weekly × 2)
- Weekly pay
- Estimated tax and Medicare levy
- Estimated superannuation (paid on top)
- Estimated take-home pay
Remember, this is an estimate. It does not replace professional advice. For award-specific rates, check pay guides. For average earnings data, the Australian Bureau of Statistics reports that full-time adult ordinary time earnings were $2,083.70 per week in May 2026 (that is an average, not a median for any specific job). The National Minimum Wage from 1 July 2026 is $26.44 per hour for permanent employees.
Final Notes
- The formula is always: hourly × hours per week × 52.
- Casual loading is 25% on top of the base rate.
- Super is 12% of ordinary earnings, paid on top.
- Tax brackets and Medicare apply as above.
- A salary sacrifice laptop can reduce your taxable income, but our calculator does not include it.
For more reference tables and data, see reference tables. For information on the minimum wage, visit minimum wage. For casual loading specifics, see casual loading. And for job-specific pay, check job pay.
Open the same rate on the home timesheet. Read the reference tables before treating a figure as your pay.