How do I convert my hourly rate to annual pay?

Multiply your hourly rate by the number of hours you work each week, then by 52. For a standard full-time week of 38 hours, the formula is: hourly rate × 38 × 52. This gives your annual gross pay before tax and super. If you work fewer or more hours, adjust the weekly hours accordingly.

What is casual loading and how does it affect my pay?

Casual loading is an extra payment added to your base hourly rate to compensate for not receiving paid leave. The Fair Work Ombudsman sets a minimum casual loading of 25% for most awards. For example, the National Minimum Wage of $26.44 per hour becomes $33.05 per hour with casual loading. You can use the checkbox on our timesheet to add 25% loading to your base rate.

How is superannuation calculated on my pay?

Superannuation is paid by your employer on top of your ordinary earnings at the super guarantee rate, currently 12%. It is calculated on your gross pay (including casual loading if applicable) up to the maximum contribution base of $270,830 per year. Super is not deducted from your pay; it is an additional contribution to your super fund.

Hourly to Annual Pay: Salary Sacrifice Limits, Tax & Super Explained

For a 38-hour week, annual gross pay is your hourly rate multiplied by 38 then by 52, with super paid on top and tax deducted using the 2026–27 resident scale.

Understanding Your Hourly to Annual Conversion

When you know your hourly rate, converting it to an annual figure helps you compare job offers, budget, and plan for tax and super. The standard formula is straightforward: hourly rate × hours per week × 52 weeks. For a full-time employee working 38 hours per week, this gives your annual gross salary. If you work part-time or overtime, adjust the weekly hours accordingly. Our the timesheet lets you enter your base hourly rate and see the annual equivalent instantly.

Why 38 Hours?

The Fair Work Commission sets the standard full-time week at 38 hours for the National Minimum Wage. Many awards and agreements also use 38 hours. When we calculate annual pay, we assume 38 hours unless you specify otherwise. This aligns with the Fair Work Ombudsman's guidelines and the Australian Bureau of Statistics' measures of full-time earnings.

From Hourly to Fortnightly and Annual

Your fortnightly pay is simply your weekly pay multiplied by two. For example, if you earn $30 per hour for 38 hours, your weekly pay is $1,140, and your fortnightly pay is $2,280. Annual gross pay is $1,140 × 52 = $59,280. This method assumes the same rate every week with no unpaid overtime, penalty rates, allowances, or salary sacrifice arrangements.

Salary Sacrifice Limits

Salary sacrifice can reduce your taxable income by directing pre-tax dollars towards benefits like superannuation or a car. However, there are limits. For super, the concessional contributions cap is $30,000 per year (2026–27), and amounts above that may be taxed at a higher rate. The super guarantee maximum contribution base of $270,830 also limits the amount on which your employer must pay super. Our calculator does not deduct salary sacrifice, but you should be aware of these salary sacrifice limits when planning your total remuneration.

Tax and Medicare Levy

Once you have your annual gross figure, you can estimate your take-home pay using the 2026–27 resident tax rates. The tax-free threshold is $18,200. Above that, you pay 15% on income up to $45,000, 30% up to $135,000, 37% up to $190,000, and 45% on the rest. The Medicare levy is generally 2% of your taxable income, with reductions for low-income earners. Our take-home pay page explains the brackets in detail.

Example Tax Calculation

For an annual gross of $80,000:

Tax on first $18,200: $0
Tax on $18,201 to $45,000 ($26,800): 15% = $4,020
Tax on $45,001 to $80,000 ($35,000): 30% = $10,500
Total tax: $14,520
Medicare levy (2% of $80,000): $1,600
Total deductions: $16,120
Estimated take-home: $63,880 per year, or about $1,228 per week.

Note: This estimate does not include HELP repayments, the Medicare levy surcharge, or salary packaging. For a more precise calculation, refer to the Australian Taxation Office's tax tables.

Superannuation on Top

Your employer must pay superannuation guarantee contributions of 12% on your ordinary earnings, up to the maximum contribution base of $270,830 per year. Super is paid on top of your gross salary, not deducted from it. For example, if your annual gross is $80,000, your employer contributes an additional $9,600 to your super fund. This is a significant part of your total remuneration package. See our super and packaging page for more on contribution caps and salary sacrifice.

Distinguishing Minimum Wage, Awards, and Casual Loading

The National Minimum Wage from 1 July 2026 is $26.44 per hour, or $1,004.90 per week for 38 hours. This is the minimum for employees not covered by an award or agreement. Most workers are covered by an award that sets higher minimum rates for their industry or role. For example, the minimum wage page lists current award rates. Casual employees receive a 25% loading on top of their base rate, making the casual minimum $33.05 per hour. Use the checkbox on our the timesheet to add casual loading to your base rate—do not enter a rate that already includes loading.

Average Weekly Earnings

The Australian Bureau of Statistics' Average Weekly Earnings (May 2026) show full-time adult ordinary time earnings of $2,083.70 per week, or about $108,352 per year. All employees (including part-time) average $1,579.20 per week. These are averages, not medians for a specific job. For job-specific pay, refer to job pay or award rates.

Using the Timesheet Calculator

Our the timesheet is the home page where you can enter your base hourly rate. A checkbox lets you add 25% casual loading. The calculator then shows your weekly, fortnightly, and annual gross pay, along with estimated tax, Medicare levy, and super. It assumes 38 hours per week unless you change the hours. Remember that the result is an estimate—your actual pay may differ due to overtime, penalties, allowances, or salary sacrifice.

Important Disclaimer

Annual pay here is hourly rate × hours per week × 52. It assumes the same rate every week, no unpaid overtime, no penalty rates, no allowances, and no salary sacrifice. Super is estimated at 12% of ordinary earnings only, paid on top, and stops at the $270,830 maximum contribution base. Tax is the 2026–27 resident scale with the full tax-free threshold. Medicare uses the 2025–26 single reduction thresholds because the 2026–27 reduction thresholds were not confirmed here. HELP, the Medicare levy surcharge, and salary packaging are not deducted. This is an estimate, not a determination of your pay or tax.