How does casual loading affect my weekly salary calculation?

Casual loading is an extra 25% paid on top of your base hourly rate to compensate for lack of leave entitlements. When using the weekly salary calculator, tick the casual loading checkbox and enter your base rate – the calculator adds the loading automatically. For example, the National Minimum Wage of $26.44 per hour becomes $33.05 per hour with casual loading. Your weekly pay is then calculated as the loaded rate × hours per week.

Is superannuation included in the weekly salary calculator?

Super is shown separately as an estimate of 12% of your ordinary earnings, paid on top of your gross pay. The calculator does not deduct super from your take-home pay; it is an additional contribution your employer makes. The super estimate stops at the maximum contribution base of $270,830 per year. The calculator uses the 2026–27 super guarantee rate.

What assumptions does the weekly salary calculator make about hours and tax?

The calculator assumes a standard 38-hour week (full-time) unless you enter a different number. It multiplies hourly rate × hours per week × 52 to get annual gross. Tax is estimated using the 2026–27 resident tax rates (nil to $18,200; 15% to $45,000; 30% to $135,000; 37% to $190,000; 45% above) plus the 2% Medicare levy. It does not account for unpaid overtime, penalty rates, allowances, salary sacrifice, HELP repayments, or the Medicare levy surcharge. The result is an estimate only.

Weekly Salary Calculator: Convert Your Hourly Rate to Annual Pay with Casual Loading and Super

For a 38-hour week, annual gross pay is your hourly rate multiplied by 38 then by 52; casual loading of 25% is added on top, and super is paid on top of ordinary earnings.

Understand Your Pay with the Weekly Salary Calculator

Whether you’re negotiating a salary offer or checking your current wage, the weekly salary calculator on this site helps you see the full picture. Enter your hourly rate, choose your hours per week (we assume 38 hours for full-time), and tick the casual loading box if it applies. The calculator instantly shows your weekly, fortnightly, and annual gross pay, plus an estimate of tax, Medicare, and superannuation.

How the Annual Pay Formula Works

The core formula is simple: hourly rate × hours per week × 52. For a full-time employee working 38 hours, that’s hourly × 38 × 52. This gives your annual gross salary before tax and super. If you’re casual, your hourly rate includes a 25% loading on top of the base rate – so the calculator adds that loading before multiplying.

For example, the National Minimum Wage from 1 July 2026 is $26.44 per hour. For a full-time permanent employee, annual gross = $26.44 × 38 × 52 = $52,245.44. A casual worker on the same base rate gets $33.05 per hour (including loading), so annual gross = $33.05 × 38 × 52 = $65,306.80. The calculator does this automatically.

Fortnightly Pay and Weekly Breakdown

Many employers pay fortnightly. Your fortnightly gross is simply your weekly pay multiplied by 2. Using the minimum wage example: weekly pay for a permanent full-time worker is $1,004.90 (based on 38 hours), so fortnightly is $2,009.80. The weekly salary calculator shows both figures, making it easy to compare with your payslip.

Distinguishing Minimum Wage, Award Rates, and Casual Loading

It’s important to know which rate applies to you. The National Minimum Wage is set by the Fair Work Commission and applies to employees not covered by an award or agreement. As of 1 July 2026, it’s $26.44 per hour for permanent employees and $33.05 per hour for casuals (including 25% loading).

Many industries have award rates that are higher than the minimum. The Fair Work Ombudsman publishes pay guides for each award. The weekly salary calculator works with any hourly rate you enter – just use the rate from your award or agreement. If you’re casual, remember that the 25% loading is on top of the base award rate, not on top of a rate that already includes loading. The calculator’s checkbox handles this correctly.

Casual loading compensates for not receiving paid leave (annual leave, sick leave, public holidays). It is paid on top of your ordinary hourly rate. Superannuation is then calculated on your ordinary earnings (which include the casual loading). The calculator adds super at 12% of your gross ordinary earnings, up to the $270,830 maximum contribution base.

Tax and Medicare: What the Calculator Shows

The weekly salary calculator estimates tax using the 2026–27 resident tax rates and the 2% Medicare levy. For the 2026–27 year, the tax-free threshold is $18,200. The rates are:

$0 – $18,200: nil
$18,201 – $45,000: 15% on excess over $18,200
$45,001 – $135,000: 30% on excess over $45,000
$135,001 – $190,000: 37% on excess over $135,000
$190,001+: 45% on excess over $190,000

Medicare is 2% of taxable income, with no reduction for singles below a certain threshold (the calculator uses the 2025–26 single reduction thresholds as the 2026–27 thresholds were not confirmed). The calculator does not deduct HELP repayments, the Medicare levy surcharge, or salary packaging. It is an estimate only.

Superannuation: Paid on Top

Employers must pay super guarantee of 12% of your ordinary earnings (from 1 July 2026). This is paid on top of your gross salary – it’s not deducted from your pay. The weekly salary calculator shows an estimated super amount based on your annual ordinary earnings, up to the maximum contribution base of $270,830. For example, on the minimum wage annual gross of $52,245.44, super would be about $6,269.45 per year. The calculator adds this to your total remuneration package.

Using the Calculator for Different Scenarios

Full-time permanent: Enter your base hourly rate, set hours to 38, leave casual loading unchecked. See weekly, fortnightly, annual gross, tax, and super.
Casual: Enter your base rate, tick casual loading. The calculator adds 25% before computing pay.
Part-time: Adjust hours per week to your actual hours. The formula still works: hourly × hours × 52.
Comparing a salary offer: If you’re offered an annual salary, divide by 52 to get weekly, then by your hours to find the equivalent hourly rate. The calculator can help you reverse-engineer.

Important Notes and Limitations

The weekly salary calculator provides an estimate based on the assumptions listed in the disclaimer. It assumes the same rate every week, no unpaid overtime, no penalty rates, no allowances, and no salary sacrifice. Super is estimated at 12% of ordinary earnings only, paid on top, and stops at the $270,830 maximum contribution base. Tax uses the 2026–27 resident scale with the full tax-free threshold. Medicare uses the 2025–26 single reduction thresholds because the 2026–27 reduction thresholds were not confirmed here. HELP, the Medicare levy surcharge, and salary packaging are not deducted. This is an estimate, not a determination of your pay or tax.

For more details on specific topics, see our guides on minimum wage, casual loading, and super and packaging. You can also explore average pay figures from the Australian Bureau of Statistics, such as the May 2026 average weekly earnings for full-time adult ordinary time of $2,083.70 per week (note: this is an average, not a median for any specific job).

Start Your Calculation

Head to the weekly salary calculator, enter your details, and see your pay broken down. Whether you’re checking your current wage or planning a job change, it’s a quick way to understand your annual, fortnightly, and weekly figures including tax and super.