What is the formula to convert hourly pay to annual salary?

Multiply your hourly rate by the number of hours you work per week, then by 52 weeks. For a full-time employee on 38 hours, it's hourly × 38 × 52. This gives your gross annual pay before tax and super.

Does the calculator include casual loading?

Yes, there is a checkbox to add 25% casual loading on top of your base hourly rate. Do not enter a rate that already includes casual loading; the calculator adds it automatically.

Does the calculator account for superannuation?

Super is estimated at 12% of your ordinary earnings, paid on top of your gross pay. It stops at the $270,830 maximum contribution base. The annual figure shown does not include super; super is listed separately.

Calculator Salary Sacrifice: Convert Your Hourly Rate to Annual Pay

Annual pay is calculated as hourly rate × hours per week × 52, assuming a standard 38-hour week for full-time employees.

How to Convert Hourly Pay to Annual Salary

To estimate your annual salary from an hourly rate, use the formula: hourly rate × hours per week × 52. This assumes you work the same number of hours every week, with no unpaid overtime, penalty rates, or allowances. For a standard full-time role, we assume 38 hours per week, as set by the Fair Work Ombudsman. If you work part-time or different hours, adjust the weekly hours accordingly.

Your fortnightly pay is simply your weekly pay multiplied by two. For example, if your weekly pay is $1,000, your fortnightly pay is $2,000. This can help with budgeting and comparing salary offers.

Understanding the National Minimum Wage and Award Rates

The Fair Work Commission sets the National Minimum Wage. From 1 July 2026, it is $26.44 per hour, or $1,004.90 per week for 38 hours. Casual employees receive an additional 25% loading, making the casual minimum $33.05 per hour. This loading compensates for the lack of paid leave.

Many employees are covered by award rates, which are industry-specific minimums that may be higher than the National Minimum Wage. Always check your award or enterprise agreement. The figures here are averages or minimums, not a median for your specific job. For job-specific pay, refer to job pay or industry guides.

Tax and Medicare on Your Annual Figure

Once you have your gross annual salary, you can estimate your tax using the 2026–27 resident tax rates:

$0 – $18,200: nil
$18,201 – $45,000: 15% on the excess over $18,200
$45,001 – $135,000: 30% on the excess over $45,000
$135,001 – $190,000: 37% on the excess over $135,000
Over $190,000: 45% on the excess over $190,000

In addition, the Medicare levy is generally 2% of your taxable income. The 2025–26 single reduction thresholds are used here because the 2026–27 thresholds were not confirmed. If you have a lower income, you may be eligible for a reduction.

A calculator salary sacrifice can help you see how salary packaging affects your taxable income. However, this calculator does not deduct salary sacrifice amounts. It shows your gross annual pay and then applies the standard tax and Medicare. For a more personalised estimate, consider using the take-home pay guide.

Superannuation Guarantee

Your employer must pay superannuation on top of your ordinary earnings. The super guarantee rate is 12% from 1 July 2026, up to the maximum contribution base of $270,830 per year. Super is not included in your annual gross figure from the hourly conversion; it is listed separately. For example, if your annual ordinary earnings are $80,000, your super contribution would be $9,600 (12% of $80,000), paid on top.

Using the Timesheet and Pay Guides

To calculate your own figures, start with the timesheet. Enter your base hourly rate. If you are a casual employee, check the box to add 25% casual loading. The tool then shows your weekly, fortnightly, and annual pay, along with estimated tax and super.

For more detailed information on award rates and classifications, see the pay guides. You can also explore reference tables for historical minimum wage rates and average pay from the Australian Bureau of Statistics.

Important Disclaimer

Annual pay here is hourly rate × hours per week × 52. It assumes the same rate every week, no unpaid overtime, no penalty rates, no allowances, and no salary sacrifice. Super is estimated at 12% of ordinary earnings only, paid on top, and stops at the $270,830 maximum contribution base. Tax is the 2026–27 resident scale with the full tax-free threshold. Medicare uses the 2025–26 single reduction thresholds because the 2026–27 reduction thresholds were not confirmed here. HELP, the Medicare levy surcharge, and salary packaging are not deducted. This is an estimate, not a determination of your pay or tax.